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5 Practical Personal Finance Tips That Work Like a Charm

Originally published at: 5 Practical Personal Finance Tips That Work Like a Charm • Joe's Writers' Club

By Dickson Nyarangi Many of us have the same financial goals, with more than enough people looking for ways to become debt-free, save more money and increase their overall wealth. It is a matter of common sense that we want to get to that point as fast as possible. Practical personal finance tips are what you need to get on the right track. When a practical way to make more money pops up, it’s a breath of fresh air and can be very effective in accelerating the momentum of your financial goals. But which set of strategies will help you get where you want? The answer is simple. Strategies that you can take action on! 1. Make a budget. When it comes to personal finance, a budget is a must. It’s the best way to ensure that your money is working hard for you – and not the other way around. For a budget to work for you, however, it must be personalized and realistic. Here’s how: Make an actual list of your expenses (including groceries, gas, and even daily coffee). Then prioritize each item by putting those most essential at the top of your list.Next, decide on an amount…